Growing Strong Communities — One Loan at a Time

Five Rivers Loan Fund is a U.S. Treasury–certified Native CDFI providing affordable loans to empower community growth across Northern California.

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Providing loans to empower community growth. We help individuals, families, and small businesses across Northern California access fair, affordable financing when traditional lenders say no.

Community lending built on trust and local knowledge

As a Native Community Development Financial Institution, Five Rivers Loan Fund invests in the people and places of Siskiyou County and Northern California. Our loan officers work with you one-on-one to find the right loan and build a path to lasting financial stability.

Loan Products

$ 0 M+

Loaned to Local Borrowers

0 +

Years Serving Northern California

Founded in Happy Camp, CA

Loans designed for real life in Northern California

Business Loans

Start-up and expansion financing for small businesses, entrepreneurs, and tribal enterprises that strengthen our local economy.

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Personal, Emergency & Consolidation Loans

Flexible personal loans that help you handle the unexpected, consolidate debt, and build a stronger credit history.

Ready to take the next step with Five Rivers?

Start Your Application

Get in Touch

Have questions about our loan products or community initiatives? We're here to help. Reach out to our Northern California team for personalized assistance.

Loan Application

Ready to grow your business or consolidate debt? Start your application today. Our experienced team at Five Rivers Global is dedicated to simplifying your community lending process with quick turnarounds.