Growing Strong Communities — One Loan at a Time
Five Rivers Loan Fund is a U.S. Treasury–certified Native CDFI providing affordable loans to empower community growth across Northern California.
Providing loans to empower community growth. We help individuals, families, and small businesses across Northern California access fair, affordable financing when traditional lenders say no.
- Native CDFI · U.S. Treasury Certified
Community lending built on trust and local knowledge
As a Native Community Development Financial Institution, Five Rivers Loan Fund invests in the people and places of Siskiyou County and Northern California. Our loan officers work with you one-on-one to find the right loan and build a path to lasting financial stability.
Loan Products
Loaned to Local Borrowers
Years Serving Northern California
Founded in Happy Camp, CA
- Our Loan Products
Loans designed for real life in Northern California
Business Loans
Start-up and expansion financing for small businesses, entrepreneurs, and tribal enterprises that strengthen our local economy.
- Start-up Capital
- Equipment & Working Capital
Personal, Emergency & Consolidation Loans
Flexible personal loans that help you handle the unexpected, consolidate debt, and build a stronger credit history.
- Emergency Loans
- Debt Consolidation
Ready to take the next step with Five Rivers?
Get in Touch
Have questions about our loan products or community initiatives? We're here to help. Reach out to our Northern California team for personalized assistance.
- +(530) 493-2558
- +(707) 458-4542
- [email protected]
- Mailing Address: PO Box 805 Happy Camp, CA 96097
- PO Box 805 Happy Camp, CA 96097
Loan Application
Ready to grow your business or consolidate debt? Start your application today. Our experienced team at Five Rivers Global is dedicated to simplifying your community lending process with quick turnarounds.
Required Documents for Faster Approval
- Tax returns for the last 2 consecutive years
- Recent bank statements (past 3 months)
- Government-issued photo identification
- Active business license or articles of organization